Climate risk for
Financial Services
Our experience with climate stress-testing and equity and debt portfolio analysis globally makes XDI a specialist in physical climate risk for the finance sector.
Robust, actionable insights across a range of portfolios and use cases.
The pathway from risk to resilience
Risk identification
- Portfolio hotspots
- High-risk assets
- Counterparty risk
- Country risk
- Regional risk
Risk measurement
- Value-at-Risk
- Technical Insurance Premium
- Climate Adjusted Value
- Productivity Loss
- Number of high-risk assets
- Percentage of high-risk assets
- Regional economic indicators
Risk management
- Due diligence for assets and portfolios
- Establish and monitor risk appetite
- Adjust lending and investment policy
- Manage stakeholder interests
Risk strategy for resilience
- Identify adaptation opportunities
- Engage clients on resilience strategies
- Positively impact portfolios and communities
Global reach
XDI is an international, independent provider of physical risk analysis with an established network of clients and resellers.
Leading technology
XDI analysis is powered by the award-winning Climate Risk Engines, tried and tested in the market since 2007.
Standard reporting
XDI’s standard reports present physical risk data in different packages for different sectors or sections of an organisation.
Complex problem solving
Complex problems need clever solutions. XDI works closely with resellers to support bespoke solutions.
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Convert risk to opportunity
Our clients are global
We analyse assets in over 175 countries
Featured use cases
Asset management: Benchmark fixed income portfolios
Banking: Stress testing and scenario analysis
Asset management: Stewardship of equity and debt portfolios
Asset management: Climate resilience strategies for real asset portfolios
Climate reporting and resilience
Whichever market you're in, XDI can deliver climate physical risk data to meet your reporting needs.
Our auditable, robust and transparent methods are designed to support:
- TCFD
- ISSB
- EU reporting frameworks
Capturing material physical risks at asset, portfolio, national and global scales
Stress testing and scenario analysis
Take the stress out of scenario analysis using XDI's whole-of-portfolio solutions.
Our analytics aggregate asset-level analysis to portfolio level insights across a range of asset classes and scenarios including:
- IPCC RCPs
- NGFS
Take stock at low cost
Go beyond simple risk scores to set strategies based on millions of sub-asset computations using the power of XDI's Climate Risk Engines.
Our metrics are used by:
- banks
- asset managers
- insurers
across real estate, debt, equity and infrastructure portfolios.
Engage clients with confidence
Move beyond risk and seek opportunity using XDI's data, insights and tools.
Draw on our asset-level, engineering-based approach to engage your clients and stakeholders on a journey to climate resilience.
Data any way
XDI's data comes in many forms. Whether it's full integration via APIs, TCFD-aligned reports, a web-based tool, or simple datasheets
- APIs
- TCFD-aligned reports
- web-based tool
- simple datasheets
we've got you covered.
Not sure how to get started?
We’ve been around for a while - we can help!
XDI Launches XDI Climate Risk Hub: A New Platform for On-Demand Physical Climate Risk Analysis
XDI is today launching the XDI Climate Risk Hub from New York Climate Week, an innovative platform that provides on-demand, physical climate risk analysis for financial institutions, companies, and governments worldwide.
FAQs
XDI can provide risk assessments at multiple levels of aggregation. Group-level aggregation is not a standard output but if required we are able to provide this level of detail.
Elevations come from from multiple national digital elevation model (DEM) datasets.
RCP stands for Representative Concentration Pathway. Scenarios that include time series of emissons and concentrations of the full suite of greenhouse gases (GHGs) and aerosols and chemically active gases, as well as land use/land cover (Moss et al., 2008). The word representative signifies that each RCP provides only one of many possible scenarios that would lead to the specific radiative forcing characteristics. The term pathway emphasises that not only the long-term concentration levels are of interest, but also the trajectory taken over time to reach that outcome (Moss et al., 2010).
Coverage rates vary per company and sector. If there is a specific request for coverage of companies or company groups, please share them with us and we can assess suitability or current coverage from our proprietary company database.
Elevations come from from multiple national digital elevation model (DEM) datasets.
Climate Risk Engines were created in 2011. Developed by scientists, engineers and climate risk experts, this was the first time the cost of physical climate risk had been quantified in this way.Today, Climate Risk Engines are one of the most flexible, powerful and trusted sources of physical climate risk data in the world.
Data is regularly reviewed and generally updated in our system once these updates become available and have been evaluated.
Location-specific flood data is generally updated several times a year.
Climate data is generally updated as
(a) new Coupled Model Inter-comparison (CMIP) models are released, and
(b) as downscaling is created by global research teams to the accuracy required for use by our Climate Risk Engines.
All data sets got through quality assurance (QA) tests - sample QA reports are agreed at the time of contracting.
XDI assesses 10 climate risk hazards, each with its own level of granularity, typically ranging from 5 to 50 metres.
Partner with us!
We work with trusted resellers around the world, and we’d love to have you join us
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From simple, low cost analysis, to complex, detailed and specific,
XDI delivers actionable results
Our vision is not just to identify physical climate risks, but to mitigate them.
XDI can help you develop business plans for adaptation, helping you move from risk to resilience.
Talk to us today to find out more.