See our solutions in action
Browse our use cases to see how our solutions can be applied to meet real world situations.
Banking: Stress testing and scenario analysis
Financial Services
Banking: Stress testing and scenario analysis
A large banking client sought inputs from XDI to run large-scale Monte Carlo simulations as part of a regulatory climate stress testing exercise. The solution was required across its global residential and commercial lending portfolios. The client also needed to respond to a deterministic scenario prescribed by the regulator.
Asset management: Benchmark fixed income portfolios
Financial Services
Asset management: Benchmark fixed income portfolios
A global asset manager needed to asses physical climate risks within its fixed income portfolios as part of an internal risk assessment.
Banking: Stress testing and scenario analysis
Financial Services
Banking: Stress testing and scenario analysis
A large banking client sought inputs from XDI to run large-scale Monte Carlo simulations as part of a regulatory climate stress testing exercise. The solution was required across its global residential and commercial lending portfolios. The client also needed to respond to a deterministic scenario prescribed by the regulator.
Asset management: Stewardship of equity and debt portfolios
Financial Services
Asset management: Stewardship of equity and debt portfolios
A global asset manager needed to asses physical climate risks within its equity and debt portfolios to update the market under the TCFD reporting framework.
Asset management: Climate resilience strategies for real asset portfolios
Financial Services
Asset management: Climate resilience strategies for real asset portfolios
XDI worked with a global investment manager with Assets Under Management greater than one trillion US dollars to assess physical climate risks to its real assets portfolio.
Banking: Reporting and disclosure
Financial Services
Banking: Reporting and disclosure
A Domestic Systemically Important Bank (D-SIB) conducted analysis of its key lending portfolios for climate-related physical risk. XDI assisted with the analysis and presentation of information to both internal and external stakeholders.
Corporates: Reporting and disclosures (ISSB)
Corporates
Corporates: Reporting and disclosures (ISSB)
A lithium mining company was required by its regulator to submit a climate risk disclosures report to inform investor decisions starting in 2024. The report needed to align with ISSB standards. As part of this, it was looking for cost-effective analysis of physical risk for 7 sites, each consisting of a combination of: (i) fully separated individual, built assets (ii) sets of joined or interlinked buildings (iii) storage facilities (iv) access roads and (v) conveyor systems.
Corporates: Due diligence for a renewable energy project
Corporates
Corporates: Due diligence for a renewable energy project
The renewables division of a large power company wanted to assess the risk to their wind energy generation facility. In particular, they wanted to understand the risk to each individual turbine and to critical supply chain infrastructure using a consistent, granular and transparent approach. Their focus was to ensure operational continuity over the life of the asset.
Corporates: Due diligence for a brownfield infrastructure project
Corporates
Corporates: Due diligence for a brownfield infrastructure project
A developer needs to undertake a due diligence assessment of a brownfield infrastructure project (port) it is considering purchasing for a development. It wants to know if there are physical climate change risks that may result in unexpected short-term operational expenses or sooner-than-expected capital expenses that could impact the profitability of the development and their ability to service their loan.
Corporates: Adaptation measures to ensure continued productivity
Corporates
Corporates: Adaptation measures to ensure continued productivity
A large supermarket group with assets in multiple countries recently had its operations impacted by two back-to-back extreme weather events. It was dissatisfied with the results from a top-down, postal code level of physical climate risk analysis received from a previous provider as key insights into necessary adaptation actions were limited. The company was looking for a provider who could offer highly granular, asset-level results that informed cost-benefit analyses of various adaptation pathways.
Civil society: A voice for homeowners
Civil Society
Civil society: A voice for homeowners
For many individuals, their homes are their single, most significant investment in their lives. Yet homeowners are often the last to know about their current or impending property’s risk to extreme weather events or what they can do to mitigate these risks. To address this challenge, XDI’s sister organisation, Climate Valuation, was created, providing home owners and home buyers with an immediate on the spot risk rating for individual properties and placing residential datasets in the public domain.
Public data release - exposing risk in the UK property market
Civil Society
Public data release - exposing risk in the UK property market
Unlike large banks, small lenders rarely have access to the detailed physical climate risk data they need to identify high risk properties in their portfolio. In the UK, XDI publicly released extreme weather and climate change physical risk statistics for 34 million commercial and residential addresses to ensure those most impacted could identify their risk.
Public data release: supply chain and sub sovereign risk
Civil Society
Public data release: supply chain and sub sovereign risk
Financial and economic risks from climate change are consistently undervalued and fail to capture the complex and cascading impact of global warming over 1.5 degrees. To highlight the reality that no single country is ‘safe’, XDI publicly released a dataset comparing the physical climate risk of every state and province in the world.
CASE STUDY: City planning - urban heat
Government
CASE STUDY: City planning - urban heat
Increasing urban heat is already resulting in adverse impacts on human health and asset performance in Eastern
Sydney. These impacts are only going to intensify in the future unless ambient temperatures are reduced significantly
through implementation of heat adaptation. Sydney Water - a state-owned institution came to XDI in order to understand the risk excess heat presented now and into the future, and to explore adaption options to address it.
Greater climate planning for Greater Cities
Government
Greater climate planning for Greater Cities
The Greater Cities Commission partnered with the Office of Energy and Climate Change (OECC) to generate a view of climate risk across the Six Cities Region
using XDI data and analysis. The analysis involved a high level regional analysis to identify and quantify risk, a more detailed analysis of high risk areas and identification of adaptation measures. The analysis was used to inform GCC plans and inform investment pathways.
Asset finance: Due diligence
Financial Services
Asset finance: Due diligence
Acting as an advisor to a large infrastructure transaction, XDI assessed the climate risk profile of a large wind farm. The project team used XDI’s analytics to understand potential climate-related risks to the turbines, the site, and surrounding critical infrastructure as part of its due diligence process. A key focus was operational continuity over the life of the asset.
Commercial banking: Analyse your commercial property portfolio
Financial Services
Commercial banking: Analyse your commercial property portfolio
A major Singapore-based bank with a large commercial lending portfolio in the ASEAN region required insights into climate risks in order to meet new regulatory requirements. The portfolio was subject to a range of climate-related hazards.
Corporate Lending - Analyse your corporate lending portfolio
Financial Services
Corporate Lending - Analyse your corporate lending portfolio
A Global Systemically Important Bank (G-SIB) required analysis of over 4,000 loans to corporate counterparties, globally. The information was required to assess portfolio performance under NGFS scenarios in order to meet regulatory reporting requirements and set internal risk appetites.
Retail banking - Analyse your residential mortgage portfolio
Financial Services
Retail banking - Analyse your residential mortgage portfolio
A major mortgage lender wanted to assess its home loan portfolio for climate-related physical risk in order to understand its impact on serviceability, changes in collateral value and location of portfolio hotspots. It also wanted to use a physical climate risk analysis to set its risk appetite and inform adjustments to lending policies.
FAQs
Which climate scenarios / representative concentration pathways (RCP) are available with outputs?
Outputs for representative concentration pathway (RCP) 8.5, 6.0, 4.5 and 2.6 are available as standard.
As a standard of practice for physical risk analysis from extreme weather and climate change events, RCP 8.5 is used to stress test assets or portfolios under a worst-case emissions scenario.
RCP 2.6 is used for 'best' case scenario.
RCP 4.5/6.0 can be added for a moderate mitigation pathway.
What is the granularity of your hazard risk data?
XDI assesses 10 climate risk hazards, each with its own level of granularity, typically ranging from 5 to 50 metres.
How are climate models selected?
XDI analysis works to identify the edge of the risk envelope, so that decision makers can see the maximum modelled risk. To stress-test an asset, multiple climate models are tested and the model that appears to create the greatest increase in a particular hazard is selected for that hazard.
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From simple, low cost analysis, to complex, detailed and specific,
XDI delivers actionable results
Our vision is not just to identify physical climate risks, but to mitigate them.
XDI can help you develop business plans for adaptation, helping you move from risk to resilience.
Talk to us today to find out more.
